A plain-language breakdown of contribution limits, what happens if you go over, the best vehicles to use inside a TFSA, and why the tax-free growth is more powerful than most people realise.
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From the Blog
Latest Articles
Practical, research-based explanations of personal finance and investing topics that matter to South Africans — written clearly and without any sales agenda.
Retirement & Tax
How the Tax-Free Savings Account actually works in South
Africa (2024–2025 limits)
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Investing Basics
ETFs vs Unit Trusts on the JSE — what the numbers really
show
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We look at historical performance, total costs (TER, trading fees, platform fees), and explain why the majority of active unit trusts have not managed to beat simple low-cost index ETFs after fees.
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Offshore & Currency
Using your R1 million discretionary + R10 million foreign
investment allowance wisely
Step-by-step explanation of SARS requirements, the difference between the two allowances, tax implications, and practical ways most South Africans add offshore exposure without unnecessary complexity or cost.
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